At Sunbit, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this policy carefully to understand our practices regarding your personal data.
Information We Collect
Personal Information
We collect personal information that you voluntarily provide to us when you apply for a loan or contact us. This may include your name, email address, phone number, mailing address, date of birth, Social Security Number, employment information, income details, and bank account information.
Financial Information
To process your loan application, we collect financial information including your income, employment status, existing debts, and credit history. We may also obtain credit reports from consumer reporting agencies.
Automatically Collected Information
When you visit our website, we automatically collect certain information about your device, including your IP address, browser type, operating system, access times, and the pages you have viewed. We may also collect information about how you interact with our website using cookies and similar technologies.
How We Use Your Information
We use the information we collect for the following purposes:
To Process Loan Applications: We use your personal and financial information to evaluate your loan application, determine your eligibility, and provide you with loan offers from our network of lenders.
To Communicate With You: We may use your contact information to send you updates about your application, respond to your inquiries, and provide customer support.
To Improve Our Services: We analyze usage data to understand how visitors use our website and to improve our services, content, and user experience.
To Comply With Legal Obligations: We may use your information to comply with applicable laws, regulations, and legal processes.
To Prevent Fraud: We use your information to detect and prevent fraudulent activity and to protect our users and our business.
How We Share Your Information
We may share your information with the following parties:
Lending Partners: When you submit a loan application, we share your information with lenders and lending partners in our network who may offer you a loan. These partners have their own privacy policies governing their use of your information.
Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as data processing, credit reporting, and customer support.
Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit and at rest, secure server infrastructure, access controls, and regular security assessments.
However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including the right to access your data, correct inaccurate information, request deletion of your data, opt out of certain data processing activities, and receive a copy of your data in a portable format.
To exercise any of these rights, please contact us at [email protected]. We will respond to your request within the timeframe required by applicable law.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve your experience on our website. You can control cookie settings through your browser preferences, though disabling cookies may affect the functionality of our website.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by Sunbit. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete that information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website with a new effective date. We encourage you to review this policy periodically.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: [email protected]
We are committed to addressing your concerns and will respond to your inquiry as promptly as possible.